The internet judges your money. Future Me walks with you, one small next step a day.
Watch the story
The 90-second teaser
Nojudgment.Justyournextstep.
Everyonehasanopinion.
Ask the internet about money and you get a dunk. The snark gets a thousand upvotes. The kind plan gets buried.
Fr/FinancialPlanning · 4y ago
How do people survive on $1,800 a month?
Electrician, 24, about $600 a week. Rent is $600, my car note is $500. Pretty much nothing left at the end of the month.
u/•••••••• · 4y
By not having a $500/mo car note.
▲ 1,008
Mr/MiddleClassFinance · 2y ago
Anyone else struggling despite having a good income?
u/•••••••••• · 2y
$95k a year is not a lot of money for a family of four.
Pr/povertyfinance · 2y ago
Two years worth of savings gone overnight.
Paraphrased public posts · usernames hidden
Nobody has a plan. Future Me does.
Oneanswer. Not400opinions.
ftrme shows you who you are with money today, who you could be, and closes the gap with small daily actions. Warmth and humor, never shame.
Samepaycheck.Twofutures.
Percentages, not payslips. Out of every 100 you earn, move a few into future you and watch the line bend.
Try the slider →
9:41●●●
Same paycheck.
Two futures.
Jordan at 44 · 2046That’s the plan
$0
2026 · todaydashed: 2%2046
Make 9% my plan
Illustrative: 7%/yr average, monthly deposits, not a guarantee.
Jordan at 44 · saving 9% of $1,800
$0
Twofutures.
Saving 2%: $0. Same paycheck. Twenty years.
Itmeetsyouatcheckout.
That $250 drop? Future Me shows it in hours of your work and what it becomes in ten years. Then gives you 48 hours. Still want them? They’re yours.
9:41●●●
DROPSBag · 1
High-top runner
$250
Buy now · $250
Sneaker drops · shielded by ftrme
Jordan, quick check.
24h
of your work
≈$490
if invested 10 years
Still want them in 48 hours? Then they’re yours.
Start 48h cooldown
Unlock for 5 minutes
Andwhereveryouspend.
Mark the places where money leaves fast. Twenty minutes in, a kind nudge. Location stays on your phone.
9:41●●●
Danger Zones
Places where money leaves fast
The mallYou’re in the zone20 min
On-device location alerts. Your location never leaves your phone.
48hourslater.
It checks in, not on you. Either answer is fine. When you keep the money, it counts toward future you.
9:41●●●
Saturday, October 4
9:41
ftrmenowStill want the sneakers?48 hours are up. Either answer is fine.
Badge unlocked · 48h hero
$250 stays yours.
That’s ≈ $970 for future you by 2046.
🔥 13
day streak
+60
XP
$293
kept this month
Everystepcounts.
A buffer. A car paid off. Levels, streaks and a line that keeps bending up. The gap closes one next step at a time.
9:41●●●
Progress
Level 3
Steady
525 XP
The gap is closing+ Car paid off
Buffer $1,000$240 of $1,000
Car paid off2029 · frees $500/mo
ftrme
Future me
Meettheyou whomadeit.
Beta closedFounding members$ your first yearPrivate beta · / seats taken
The private beta filled up. Wave 2 is limited to seats, and the waitlist gets first access to the $ founding price.
Founding price locked$ for your first year, for waitlist members only.
First in lineInvites go out in waitlist order when wave 2 opens.
Shape Future MeEarly members help decide what it says and does next.
Questions,answered.
What is ftrme?
ftrme (future me) is a money companion. It shows where you are today (Present Me), who you could be (Future Me), and closes the gap with small daily actions. Warm, a little funny, never shaming.
Do I have to share my salary?
No. ftrme works in percentages: out of every 100 you earn, how much goes where. That works at any income and in any country, and it feels less invasive.
Is it a bank? Does it hold my money?
No. ftrme doesn’t hold or move your money. It helps you decide your next step and keeps you company while you take it.
Why is the beta closed?
We capped the private beta at people so we can talk to every one of them. Those seats are taken. Wave 2 opens to the waitlist first, in signup order.
What does the $ founding price include?
Your first full year of ftrme. You won’t be charged by joining the waitlist. We’ll email you when your wave 2 invite is ready and you decide then.
