Free tools Free money tools Two small tools that show the idea behind ftrme. No sign-up, no bank login, nothing sent anywhere. Same paycheck. Two futures.See two futures from the same paycheck.Out of every $100 you earn, where does it go?A three-minute, no-login way to see your money split: out of every $100 you take home, how much goes to rent, transport, food, debt, fun and future you.